• Facebook
  • Twitter
  • Instagram
  • LinkedIn
  • Youtube
  • Rss
16 Wellington Ave•Greenville, SC 29609 (864) 982-5930
De Bruin Law Firm
  • Home
  • About Us
    • Testimonials
  • Attorneys
    • Aaron De Bruin
    • Nicholas Brausch
  • Legal Services
    • Business Law
      • Mergers and Acquisitions
      • Business Formation
    • Real Estate
      • Title Insurance
      • Real Estate Investors
      • Agents and Brokers
      • Commercial Real Estate
      • Real Estate Closing
      • South Carolina Real Estate Contract Review and Negotiation Lawyers
    • Estate Planning
      • South Carolina Wills
      • South Carolina Incapacity Planning Lawyers
      • South Carolina Trusts
      • South Carolina Probate
  • Legal Articles
  • Contact Us
  • Message Us
  • Menu Menu

Tag Archive for: Real Estate Attorney

AI Still Makes Things Up: Why Professionals Must Remain the Experts

April 30, 2025/in Business Law, Criminal Law, Estate Planning, Real Estate Law, Resources

Artificial intelligence is a powerful tool, a great staring point to starting a project or an article for social media, but we must remember that it isn’t infallible.  We should still check to see if the information it provides is reliable.

A recent legal research experience reminded me that diligence and human judgment remain essential in the age of AI.

I recently used artificial intelligence to assist with legal research. I was working on a matter involving South Carolina property law and asked the AI to identify case law about the possibility of changing ownership from Tenants in Common to Joint Tenants with Rights of Survivorship, post death of the parties, if the deed, when signed, was signed with a misunderstanding as to type of ownership. The AI returned what looked like a legitimate and useful citation: Durham v. Blackard, 255 S.C. 202, 177 S.E.2d 601 (1970).

It even provided a case summary: (This portion is from my conversation with the chatbot)

I took out the parts where I ask it nicely to perform a function.  My wife likes to make fun of me for saying please and thank you to the AI.  I tell myself, politeness doesn’t cost anything, but in reality, when the AI takes over the world and comes for us, I know it’s going after the rude ones first.

“Facts: Parties sought reformation of a deed due to mutual mistake.

Holding: Reformation was allowed only upon clear and convincing evidence that the deed failed to reflect the parties’ true intent.”

Unfortunately, the case didn’t exist. There is a Durham v. Blackard, but it’s a 1993 decision involving fraudulent conveyance under the Statute of Elizabeth. It has nothing to do with mutual mistake at the time of signing the deed.

I brought up the fake case and the made-up content to the AI and it gave me another case.   Creekmore v. Redick, 246 S.C. 423, 143 S.E.2d 251 (1965). The summary it produced sounded plausible and relevant, claiming the case dealt with a mistaken property description and supported deed reformation.

But once again, I could not locate any such case in South Carolina’s reported decisions. The case was simply fabricated, citation, summary, and all. Here is the AI’s response when I once again informed it that it made up a case.

“Apologies for the earlier citation errors. Upon further review, I found that the case Creekmore v. Redick does not exist in South Carolina case law. I regret any confusion caused by these inaccuracies.”

This experience underscores a reality that many professionals are beginning to discover: AI can still make things up. It will confidently produce answers that look right, sound authoritative, and might even contain accurate legal principles, but unless you already know the area well, it can be nearly impossible to spot where the technology fabricates.

This is particularly dangerous in a field like law, where the foundation of our work is truth, precedent, and precision.

Artificial intelligence can be a useful starting point for organizing thoughts, identifying issues, or framing arguments, but be cautious about trusting it to finish the job. It is not a substitute for subject matter expertise.

As professionals, we cannot blindly accept what AI gives us. We must remain vigilant, verify sources, and apply our judgment. We are the subject matter experts, not IT.

https://debruinlawfirm.com/wp-content/uploads/2025/04/images_blog_professional-experts.jpg 665 1000 Bryan De Bruin https://debruinlawfirm.com/wp-content/uploads/2025/04/logo.png Bryan De Bruin2025-04-30 20:26:292025-04-30 20:30:32AI Still Makes Things Up: Why Professionals Must Remain the Experts

How Can a Real Estate Lawyer Help You?

March 16, 2022/in Real Estate, Resources

About 5.8 million houses sold in May 2021. That’s 44.6% up from May of last year! Whether you plan on buying or selling this year, there are many legal variables to consider first.

You don’t have to navigate these legal complexities alone. Instead, consider hiring an experienced real estate lawyer. You can rely on their experience and expertise throughout every step of the process.

What is a real estate attorney, exactly, and what do they do? When should you hire an attorney to help? Keep reading to find out!

After reading this guide, you can hire the best real estate lawyer to help you through your next transaction. Identifying the benefits of having a lawyer at your side will help you make a more informed choice.

Read on to learn everything you need to know before buying or selling a property today!

What is a Real Estate Attorney?

First, let’s answer the question that likely brought you here: what is a real estate attorney?

A real estate lawyer can help guide you through the legal process of buying or selling property. They can negotiate the transaction and handle any disputes that occur.

Some states even require you to have a real estate attorney present during the closing process. Even if you live in a state that doesn’t require one, you might want to consider it. After all, a lawyer will have your best interests in mind every step of the way.

They can prepare and review any legal documents or paperwork in advance. They can also advise you if there are any problems or omissions in the documents. Otherwise, you might not realize there’s a problem until after the fact.

Real estate law is a matter for local and state jurisdictions. Make sure to hire an attorney with experience in the area.

You can rely on their experience and expertise to make more informed decisions before buying or selling property.

Real estate law covers selling, buying, or legal issues related to real property.

Make sure to find a lawyer who specializes in real estate transactions. They’ll understand the proper procedures you’ll need to follow. For example, you might want to ask them about:

  • Zoning
  • Titles
  • Estate planning
  • Deeds
  • Property taxes

These laws can vary by local or state government. Make sure to choose a lawyer licensed to practice in the state where the transaction is taking place.

Why Hire a Lawyer?

Remember, you’re required to hire a lawyer in some states. Your lawyer can help prepare or review documents before a transaction takes place. These documents can include:

  • Purchase agreements
  • Title documents
  • Transfer documents
  • Mortgage documents

They’ll also attend the closing (when money is paid and the title is transferred). They’ll make sure the transfer is legal and binding.

You might want to hire a lawyer to ensure the necessary documents are in order. They can also write insurance policies as needed. Otherwise, you might want to hire them to handle the transfer of funds for the purchase.

If you’re financing the purchase, talk to your real estate attorney about the federal HUD-1 Form. Discuss any related transfer of funds documentation for the lender, too.

Appeal to State or Lender Requirements

If you’re buying a home in certain states, you’re required to retain a real estate attorney. These states include:

  • Connecticut
  • Delaware
  • Georgia
  • Massachusetts
  • New York
  • North Carolina
  • South Carolina
  • West Virginia

State law will require you to retain a lawyer for specific parts of the transaction.

Some states require you to have an attorney to provide a title opinion. These states include:

  • Alabama
  • Louisiana
  • Mississippi
  • North Dakota
  • South Dakota

An opinion shows a lawyer reviewed the title abstract or examination. The document indicates they didn’t see any obstacles to the transaction.

Remember, you still might want to hire an attorney even if the state doesn’t require one. They can help if you’re dealing with a tricker type of purchase. They can also assist if there’s an issue regarding property lines.

Some mortgage lenders also require you to hire an attorney as part of the transaction.

Avoid Contractual Issues

Only 5% of all buyers choose to purchase a home directly from the owner. Before going this route, you might want to hire an attorney. Otherwise, you might encounter contractual issues and disagreements.

For example, you might encounter disputes related to:

  • The chain of title
  • Lot line problems
  • Other contract issues

Consider hiring a real estate lawyer if the purchase involves any out-of-the-ordinary elements. Otherwise, these elements might complicate the purchase contract.

An experienced lawyer will take the complexity of your situation into account. If any contractual issues arise, they’ll know how to respond.

Your attorney can help resolve the problem. For example, they can provide legal representation if a dispute ends up in a courtroom.

Your lawyer will gather information from both parties and try to encourage a resolution. They might hire a surveyor or title company to gather additional evidence, too.

Peace of Mind

You never know when something could go wrong. With that in mind, consider hiring an attorney before there’s an issue. Having a lawyer at your side will ensure your bases are covered.

They can provide peace of mind before a transaction goes awry. They’ll also consider your best interests every step of the way.

How to Find a Real Estate Attorney

To find the best real estate lawyer in town, turn to friends, family members, and neighbors. Start developing a list of referrals. Visit your local bar association website online, too.

Look for a real estate attorney with years of local experience in the industry. Their prior experience will give you peace of mind. They’ll have the expertise and know-how necessary to offer the help you need.

Buy or Sell With Ease: Hire a Real Estate Lawyer Today

Buying or selling property doesn’t have to feel stressful. Instead, consider hiring a real estate lawyer. They’ll protect your best interests through every phase of the process.

With their help, you can complete the transaction without unnecessary hassle.

Need help right away? We’re here for you.

Schedule a consultation today to get started.

https://debruinlawfirm.com/wp-content/uploads/2022/03/real-estate-lawyer-scaled.jpeg 1025 1538 Bryan De Bruin https://debruinlawfirm.com/wp-content/uploads/2025/04/logo.png Bryan De Bruin2022-03-16 14:17:422022-03-16 14:17:42How Can a Real Estate Lawyer Help You?

Real Estate 101: Should I Get a Real Estate Development Lawyer?

October 13, 2020/in Business Law, Real Estate, Resources

Deciding to throw your hat into the real estate development ring means you will soon be juggling several things on your to-do list and putting out fires.

Whether you are looking to renovate an existing property or start from scratch and create a unique branding experience, you need help along the way. The process can take years from inception to completion and choosing a great team will lead to financial success.

One vital addition to that team is an experienced real estate development lawyer. Someone who understands not only real estate, but all the legal facets and hurdles involved in business management, permits, and financing.

Read on for signs to know when to get a lawyer for your new endeavor.

What Does It Take to Be in Real Estate Development

Not everyone is cut out to be a real estate developer, but they are the backbone of the commercial and residential market.

Many start their careers as real estate agents. They learn tips and tricks along the way and decide they want to grow and promote their community and their career.

Others fall into this type of work from the construction side of things. With their years of experience, they have trusted architects and resources and decide to journey out on their own.

If you have the drive to excel and a background in real estate, business management, marketing, and finances then you are on the right track.

Here is how a real estate development attorney can help get you started.

The Sale

Real estate development is a little more advanced than simply buying a home.

Acquiring property for both commercial and residential, or a combination, requires knowledge of the market, potential site surveys, and environmental impact studies.

You will also need to go through the due diligence process of the title examination.

There are multiple agencies involved and it is key to have one central contact to organize all the information. As the client, you need your interests protected with sound legal advice.

Plans, Plans, and More Plans

Planning for your real estate development is an intricate step in the future success of this endeavor. There are development plans, site plans, and of course, building plans that all have their specific requirements.

Are you renovating an existing property? Has a market analysis been completed? Are you going to combine residential space with retail space? All the parties involved must be on the same page and an attorney will keep the plans moving in the right direction.

Tax Laws

Tax laws are a legal minefield all its own. There are local, state, and federal guidelines and laws that must be followed. You have enough on your plate without trying to learn all the necessary tax codes.

Let your attorney work with your accountant to sort through all the details and then follow the lawyer’s advice.

Permits

Permits are another potential difficulty to overcome. For a development project, you will need both a land-use permit and a building permit.

The land use permit allows for the actual use of the land for your specific concept design. The approval depends on things like any rezoning issues and resolving conflict with the community residents or other businesses. This permit can be the hardest and take the longest to obtain.

The building permit opens the door for the actual start of construction. In this stage, engineers from the governing jurisdiction in question will review the building plans. They are looking to make sure all safety measures and building codes are up to date.

Your real estate attorney can walk you through all the legal processes in obtaining these permits. They can note potential pitfalls and make sure everything is in order and lines up for speedy approval.

Financing

Your dream project will never leave the planning stage without proper financial backing.

Finding investors or backers may be the easy part, but there are still many lines of fine print to read and spaces to sign. Multiple avenues of financing are used in such a project, and all the details must line up.

It is wise to let your attorney research all financing options. Do not rush through this step and jeopardize the success of the project.

Construction Contracts

Once the permits are signed and the financing is arranged, it is time to start seeing the actual fruit of your labor. It is time to build.

As with any construction project, there will be a contract and agreements. There should be clear direction on the scope of work, responsibilities, and payment. There will likely be delays and changes along the way as well.

Contingencies for modification and timeline must be addressed. All of these should be thoroughly reviewed by your real estate lawyer.

Leasing Agreements

Whether you are building a commercial/retail space, residential, or a mixed space, you will eventually need to draw up leasing agreements unless you are going to sell once completed.

These agreements are a solid base for the ongoing relationship with the development and the tenants. Do yourself a favor and make sure all the bases are covered.

An attorney can help with the correct terminology, current leasing laws, and any special conditions that could be involved in this development. Don’t have any lease signed without oversight and recommendation from your lawyer.

Potential Disputes

From the initial stage of planning to filling the space with tenants, there will be disputes that arise from time to time.

Some can be handled quickly with no legal action. However, unforeseen events may cause a person, or persons, to challenge you and file a lawsuit.

For as much as you know about real estate, you should leave the legal issues and disputes to the attorneys.

If you have secured a real estate development lawyer who has been with you every step of the way, they will be familiar with your vision and also knowledgeable of all your dealings. They will be able to properly and swiftly handle any legal disputes that crop up.

A Trusted Partnership

A successful real estate development strategy requires dedicated teamwork.

One key component of that team is an experienced real estate attorney. From the initial planning stages to tenant management or resale, we will be with you every step of the way.

For more information on how our services can help you fulfill your dream, please reach out.

https://debruinlawfirm.com/wp-content/uploads/2020/10/real-estate-development-scaled.jpg 1025 1538 Bryan De Bruin https://debruinlawfirm.com/wp-content/uploads/2025/04/logo.png Bryan De Bruin2020-10-13 09:30:472021-03-09 19:33:28Real Estate 101: Should I Get a Real Estate Development Lawyer?

7 Questions to Ask Before Choosing a Real Estate Attorney

June 22, 2020/in Real Estate, Resources

With over 5 million residential real estate transactions per year, people can become overwhelmed with the process of buying and selling. It might be time to get a real estate attorney to assist you.

If you want to ensure you’re legally safe, then you’ll need to vet the attorney properly. Make sure you ask these questions before making the final hiring decision.

1. How Much Experience Do You Have?

The longer the attorney has been working, the more scenarios and variety of cases they have handled. You want a legal representative who can deal with any situation.

Are you going through the simple processes of buying or selling? Do you disagree with something in the contract? A real estate lawyer can help guide you through the process.

For situations that are more complicated like a lawsuit or possible fraud case, you want the most experienced attorney fighting for you. If you purchased a house but the home inspector and selling agent lied, you’ll need to take them to court.

No matter your current or future situation, make sure you find out if the lawyer has the experience you need.

2. What Are Your Fees?

If you are planning to buy a home soon, you will have a set budget on what you can spend for a lawyer. How much an attorney charges can depend on a few variables.

Here are some of the most common factors:

  • Type of real estate transaction
  • Size of the deal
  • Lawyer’s current schedule

For simple transactions where you just want a lawyer to read over paperwork to avoid miscues, then you may only have to pay a flat fee. Deals that are larger and more complex may cost you $100-$400 per hour.

Great lawyers are going to be busy. To get their services, you may have to pay a monthly retainer or fee that reserves time with them.

Some attorneys are willing to help you avoid spending money from your pocket. Instead of upfront payment, they will take a percentage cut of the sale or purchase of a property.

Avoid possible problems in the future by figuring out their price now.

3. Can You Give Me a Plan of Action?

You are looking to hire a real estate attorney because there’s a good chance you don’t know much about real estate law. However, you should still ask for a plan of action.

A competent lawyer will walk you through the steps of their process. They will ensure you understand the reasons behind every move.

Their plan of action should come with an open line of communication. Life rarely goes according to plan, so it’s important to be aware of updates.

Ask the lawyer how easily accessible they are. You should be able to get a return call or email within a business day. Most reputable law firms will have an emergency line in case something needs immediate attention.

4. Are You the Only Real Estate Attorney on the Case?

If you are looking at a big law firm, there’s a good chance you may have a team of associate lawyers and paralegals helping. You should be comfortable with everyone involved.

Ask a potential attorney if they will be the only person on the case. Getting passed off to another lawyer doesn’t feel personal or helpful.

Real estate cases can be humiliating. People who are guarded about their personal dealings and transactions don’t want lots of strangers knowing their business.

Do you want to consistently work with one lawyer for a personal experience? Be forward about your expectations regarding who will work with you.

5. Why Should I Choose You Instead of Another Lawyer?

Asking this question isn’t meant to hurt anyone’s feelings. The truth is that there are a lot of real estate lawyers offering their services.

Part of their answer will depend on what you value. Do you prefer quick deals? Do you want to be completely hands-off?

Strong competition should push area lawyers to reach their full potential. Ask an attorney what makes them better than the surrounding firms. Their answer should be straight forward and concise.

Be wary of attorneys who ramble without actually answering the question.

Most law firms will jump at the opportunity to brag about themselves in front of a potential client. Make them pitch their services to you in hopes that they bring their best abilities to court.

6. Have You Had a Case Like Mine?

You’ll want a strong legal representative for complex real estate matters. With their years of experience, has the law firm seen a case like yours? More importantly, how did they do with that case?

Ask about possible obstacles in your case and how they can overcome them. A great attorney will also know the other party’s strategy and their plan of action.

If the lawyer you speak to doesn’t have familiarity, it’s possible someone else in the firm has dealt with your case.

7. Do You Have References?

When you meet with a lawyer for an initial consultation, you get to hear them talk and see how they handle questions. As a possible client, they are going to roll out the red carpet for you.

Ask for a list of recent references to get a better picture of the lawyer. A professional reference can tell you how they operated under pressure and their weaknesses.

If a real estate attorney cannot provide a list of references, take it as a sign that people are not happy with the representation they received.

Start the Interview

The future of your real estate transaction depends on the questions you ask. A real estate attorney who answers confidently can make your life easier.

The right real estate legal professional can answer your questions, review documents, and argue cases for you in court.

Don’t wait any longer. Get the right attorney who will fight for you by contacting us today.

https://debruinlawfirm.com/wp-content/uploads/2020/06/Real-estate-law-scaled.jpg 1025 1538 Bryan De Bruin https://debruinlawfirm.com/wp-content/uploads/2025/04/logo.png Bryan De Bruin2020-06-22 18:29:212020-06-25 18:41:147 Questions to Ask Before Choosing a Real Estate Attorney

Hiring a Helping Hand: How to Find a Professional Real Estate Closing Attorney

December 22, 2019/in Real Estate

Buying a house is exciting and in 2018, more than 5.34 million people closed on new homes. But there’s more to buying a house than getting a mortgage and taking possession of the keys.

You have to close on the property. The closing process helps ensure that everything gets handled legally. That’s why hiring a real estate closing attorney is one of the best things you can do.

However, if you’ve never bought a house before, you’re probably not sure where to start. Read on to learn a few tips to help you find the right attorney quickly.

Ask the People You Trust for Recommendations

The best place to start when looking for a real estate closing attorney is to ask the people you know and trust. Talk to your friends, family, and coworkers who recently purchased a home.

Ask if they worked with a real estate attorney and get their recommendations.

If none of your friends have worked with a real estate attorney, ask them if they know of anyone who has. Remember, you’re not just able to use your network—you can use theirs as well.

The more people you can reach out to, the more likely you are to get several recommendations for attorneys in the area. Just make sure their practice is conveniently located for you.

If you work with an attorney that’s out of the city, you may find it more difficult to take care of documents and appointments.

Talk to Your Real Estate Agent

If no one you know has a recommendation for an attorney, talk to your real estate agent. Remember, your real estate agent is intimately familiar with everything that goes into buying and selling a house.

This means they’ll know who to talk to in the community and can give you a list of names quickly.

If they don’t know any attorneys personally, their coworkers and other real estate agents will. You can even use these recommendations in conjunction with the ones your friends give you to help you find the right fit for your needs and your budget.

Schedule a Consultation with Each Attorney You’re Considering

Almost all attorneys offer free consultations. This allows them to better understand how they can help you and gives you the chance to make sure you’re comfortable with the attorney.

Take the time to schedule a consultation with each attorney you’re thinking of working with. Most consultations only take half an hour, but that’s plenty of time to make sure they’re the right fit for you.

If an attorney charges for a consultation, keep looking.

Make Sure They Can Work with Your Timeframe

Unfortunately, some attorneys just don’t have the time to take additional clients. This isn’t a reflection of you or your home purchase—it just means they’re too busy at the moment.

Before you leave the consultation, discuss your ideal timeframe. Tell them when you’re hoping to close on the property and when you want to be able to move in.

If they have time for your case, great! But if not, you’ll need to keep looking.

Feel free to ask these attorneys for recommendations as well. They may know a real estate closing attorney who has more availability and can work within your timeframe.

Understand Their Fees

Before you agree to work with an attorney, make sure you understand how you’ll get charged for their services. Most legal professionals charge for their work by the hour, but some charge a flat fee for certain services.

Some firms also assess incidental expenses throughout the closing process. If you’re not aware of what these are, they could take you by surprise and increase your closing costs significantly.

Take the time to clarify your attorney’s fees. It’s okay to be blunt and ask for clear details.

If you’re comfortable with their rates and how they charge for their services, great! If not, keep looking. Just remember that you pay for experience and a cheaper attorney may not be the best choice.

Know Who Will Work on the Closing

Law firms are more than just a group of practicing attorneys. There are legal assistants, paralegals, and other support staff that help out on cases. In fact, the attorney you speak with during your consultation may not even be the one that handles your closing process.

Make sure you know who will be handling the case and see if you can meet them before you agree to anything. If you’re not comfortable with anyone working on the case, it’s best to keep looking.

Ask for References from the Real Estate Closing Attorney

If everything about the attorney and their support staff seems great, ask them for references before you sign a contract. All reputable attorneys have references who are willing to speak to their abilities and share their experiences with you.

Should an attorney not have references or refuse to give them to you, walk away. But if you do get a list of references, make sure to follow up with them.

When you speak with their past clients, ask about their experiences and whether they would hire the closing attorney again. If the answer is yes, you should feel comfortable hiring them for your home purchase.

If those references all raise similar concerns or share similar issues, proceed with caution. Chances are, if their past clients had problems, you will, too.

Hire Them and Start the Closing Process

Once you find an attorney that fits your needs and your budget, don’t wait. Hire them as soon as you’re comfortable and let them represent your interests at the closing appointment.

There’s more to closing than signing paperwork. Your attorney needs to make sure the documents are in order and that everything gets signed by the right parties. They’ll help you make sure the closing goes off without a hitch.

Are You Ready to Buy a Home?

If you’re ready to buy a home, don’t put off the search for an experienced real estate closing attorney. The sooner you start looking, the faster you’ll be able to get into your new dream home.

Ready to schedule a consultation? Contact our team today and meet with our experienced real estate law experts to discuss your closing.

https://debruinlawfirm.com/wp-content/uploads/2019/12/real-estate-closing-attorny.jpeg 529 940 Bryan De Bruin https://debruinlawfirm.com/wp-content/uploads/2025/04/logo.png Bryan De Bruin2019-12-22 21:16:222021-03-09 19:47:42Hiring a Helping Hand: How to Find a Professional Real Estate Closing Attorney

How Much Does A Real Estate Closing Attorney Cost?

March 13, 2017/in Real Estate

There are a number of expenses involved with buying or selling a piece of property. There’s the new mortgage, taxes, and insurance; the cost of making any necessary repairs to the property to prepare it for sale; realtor fees; and a variety of other expenses. In addition, there are fees involved with the final step of the transaction, which is called the closing. At the closing, the seller conveys ownership of the property to the buyer.

Real Estate Closing Settlement Fees

A South Carolina real estate closing attorney typically charges a flat fee for conducting the closing. In most cases, the fee is several hundred dollars, and in some situations, it may be over $1,000. Many real estate clients only see the real estate closing attorney at the closing itself and may wonder why these fees are in place. However, there is quite a bit of work that closing attorneys must do to prepare for the closing and ensure that the property is being properly transferred from the sellers to the buyers.

First, the closing attorney will conduct a title search to check the status of the property. The title search will confirm that the seller has full ownership of the property and is in a position to transfer it to the buyer. The title search will also show if there are any easements, encroachments, or other restrictions on the property. The attorney will also prepare an opinion on the title that is presented to a title company. This document will be used in the event that the buyer wants to purchase title insurance.

Real Estate Closing Attorney Responsibilities

Closing attorneys are also responsible for facilitating communication between a number of parties necessary to the finalization of the deal. The closing attorney may need to discuss the sale with lenders, real estate agents, surveyors, any current mortgage holders, tax offices, homeowners associations, and a variety of other individuals. The closing attorney must communicate with these individuals to make sure all of the details involved with the sale are accurate and also to ensure that the closing is completed on time.

During the closing itself, the closing attorney will explain the documents to the parties as they sign them. There are a number of documents that must be signed at a closing, including the deed, settlement statement, loan documentation, a promissory note, and other documents as required by law. The closing attorney is available to answer any questions about these documents that the parties may have.

After The Closing

A closing attorney’s work does not end when the parties leave the office. After the closing has been completed, the closing attorney will update the title to the property on local registry of deed websites and will record the deed. In addition, the closing attorney is responsible for disbursing fees, including brokerage fees, taxes, loan payoff amounts, seller proceeds, insurance premiums, and inspection fees.

After the transaction has been completed, if any issues arise with the transfer of the property, the closing attorney may be consulted if necessary to help resolve the issue.

Clearly, the real estate closing attorney does not simply sit with the parties at the closing and have them sign documents. The closing attorney’s guidance is a necessity to ensure the transition of ownership goes smoothly and that the parties understand the legal requirements of the deal.

Let us manage your closing

The real estate attorneys at the De Bruin Law Firm are experienced in a variety of real estate transactions, including residential, commercial, refinancing, and equity loan matters. To schedule a closing with our real estate attorneys, call (864) 982-5930.

If you’re considering buying or selling real estate in South Carolina or are already negotiating a contract we’d love to help you close on your transactions.

https://debruinlawfirm.com/wp-content/uploads/2019/11/steps-to-closing-on-a-house.jpeg 627 940 Bryan De Bruin https://debruinlawfirm.com/wp-content/uploads/2025/04/logo.png Bryan De Bruin2017-03-13 21:44:192020-01-10 14:28:42How Much Does A Real Estate Closing Attorney Cost?

How Do I Sell My Home If There Is A Lien On The Property?

December 28, 2016/in Real Estate

Liens are designed for lenders to ensure that home buyers are more likely to make payments in a timely manner and do not default on them. If a debtor fails to pay the lender, the lender may sue the debtor, resulting in a lien on the property. If the homeowner should wish to sell the home, this can cause issues. In this case, a skilled and experienced real estate lawyer may be your best resource.

Why Liens Matter

Liens are attached to the property, meaning that if a debtor should transfer ownership to another party, the debt does not follow them. However, liens are present on the property title. Before a real estate closing, a mortgage company will require a title search. Should outstanding liens appear on the property, it is likely that the mortgage company will refuse to finance the purchase. Additionally, the lender who owns the lien can seize the home as long as the lien is valid. This may mean that the new homeowner must pay off the previous owner’s debt to keep the property. Most people will not want to take that risk, so selling a home with a lien may be very difficult.

Paying Off The Lien

If you are selling a home that has a lien on it, it is best to repay the debt before selling. Once the lien is paid off, the lien holder will issue a Certificate of Release. This acknowledges that the lien is no longer valid, as the debt has been paid. Upon receiving the certificate, the debtor files it with the Secretary of State’s office. The lien will no longer appear in title searches once this document has been filed, making it easier to sell your home.

Expiring Liens

Sometimes, the homeowner will choose to wait until the lien expires instead of paying it off if it is financially easier. There are several types of liens, and they expire at different times. Federal tax liens are valid for ten years, after which a homeowner can request a Certificate of Release. A judgment lien will expire once the original judgment expires, but a creditor could renew a judgment before its expiration. Therefore, relying on the lien to expire is not always a good idea.

Mortgage Liens

Mortgage liens are different than other liens. Should an individual sell the home before paying off the mortgage, the proceeds of the sale will go to paying off the original mortgage, should the house sell for more than the owner owes. Mortgage liens do show up in title searches, but do not count against the homeowner and would not complicate the sale process the way other liens would.

Solutions

If there is a lien on your property and you intend to sell it, you have a couple of options. Typically, a debtor must pay off the judgment lien before it is removed, but a lender may voluntarily remove the lien if the debtor offers collateral or sets up a payment plan. For federal tax liens, the IRS will allow debtors to apply for a lien release when trying to sell your home, if the individual submits their application at least 45 days before the sale of the home. This will release the lien on the home, but remains on other property, and the individual will still owe the debt.

At The De Bruin Law Firm, we have experienced real estate lawyers you may be able to help you with your questions about liens and other real estate issues. Contact us today to learn more about our real estate lawyer services.

https://debruinlawfirm.com/wp-content/uploads/2019/11/mechanics-lien.jpeg 1025 1547 Bryan De Bruin https://debruinlawfirm.com/wp-content/uploads/2025/04/logo.png Bryan De Bruin2016-12-28 06:38:192020-03-04 00:52:04How Do I Sell My Home If There Is A Lien On The Property?

4 Tips For Closing On A New Home

September 28, 2016/in Real Estate

When you buy a home for the first time, you may feel overwhelmed by the process. Though this is an exciting time, there are also many different steps and factors to consider along the way. Fortunately, you have resources at your disposal that can help your real estate closing go as smoothly as possible. Read on for tips on how to make your real estate closing easier.

Discuss With Your Attorney

When you are closing on your new home, it’s wise to hire a real estate attorney. An attorney who is well-versed in the real estate closing process can give you the guidance you need to make the process as seamless as possible. If you are anxious about closing on your home because you don’t know what to expect, there is no better resource than a real estate attorney. Your attorney will walk you through the entire process, including everything that is required of you as the buyer.

Don’t Forget The Details

When it comes to real estate, there is so much paperwork involved, it’s easy for it to slip through the cracks. Whether it’s for your attorney or your lender, you must promptly and accurately fill out any necessary forms. Otherwise, your closing could be delayed, maybe even for days at a time. When you find out you must complete paperwork, immediately fill it out, and triple check to ensure that all of the information is correct.

Follow Up On The Inspection

It’s likely that your new home was inspected within 10 days of the accepted offer. If any issues arose during that time, you likely negotiated with the seller to fix these problems. Follow up regarding these issues before your closing to ensure that they are addressed promptly.

Make A Schedule

Now that you know when your closing is, it is pertinent to put a plan of action in place. When will you be done packing? Have you hired movers? Do you need to transfer utilities to your new home? While these issues won’t directly affect the closing, taking care of these little details promptly will free your mind from the distraction, and allow you to focus on the closing. Schedule all of these little details as soon as you can.

When you need a real estate attorney in South Carolina, contact The De Bruin Law Firm to help you with your real estate closing. Call us today!

https://debruinlawfirm.com/wp-content/uploads/2016/09/buyers-and-sellers-give-dollar-money-sellers-give-PCWZXY2.jpg 563 1000 Bryan De Bruin https://debruinlawfirm.com/wp-content/uploads/2025/04/logo.png Bryan De Bruin2016-09-28 06:34:342020-03-04 11:19:194 Tips For Closing On A New Home

Why Do I Need Title Insurance?

September 28, 2016/in Real Estate

Buying a new home is an exciting but overwhelming process. There are many aspects of homeownership you must learn, and navigating all of the legal requirements may be a struggle for you. If you are buying a home, you may find a real estate attorney helpful. At The De Bruin Law Firm, we offer real estate law services that could aid you as you buy your new home. One aspect of homeownership that we may help you with is title insurance. While you are likely aware that there are a variety of types of insurance your home may require, title insurance is a very important but much misunderstood type of home insurance.

What Is Title Insurance?

The title of a home is what gives you legal rights to occupy the property. The title could include limitations due to claims others have asserted over the property. This could limit how you can use the property, and may cause financial loss. When you purchase title insurance, it protects against these types of issues with your title. Title insurance is purchased as a one-time premium, as opposed to other types of home insurance, which require annual premiums. This is because it protects against existing hazards instead of offering protection for hypothetical future issues.

Types Of Title Insurance

There are two general types of title insurance:

  • Lender/mortgagee coverage: Most lenders require title insurance. This protects their investment and allows them more flexibility to lend mortgage money.
  • Owner’s coverage: Owner’s insurance is not required, but is recommended. It lasts as long as you or your heirs have interest in the property, which may be even after you have sold it.

What Does Title Insurance Insure?

The title insurance process starts by research into the public records of the property in question before closing. This reveals any pertinent information to determine whether insurance is possible. This could reveal title hazards, such as outstanding mortgages, deeds or trusts with incorrect or misspelled information, pending legal action against the property, and more. With this knowledge, any issues may be resolved to prevent issues in the future. However, even with these preventative measures in place, other title defects may present themselves, perhaps due to mistakes in the public records or other issues. Title insurance protects you financially in the event of these issues presenting themselves after closing.

At The De Bruin Law Firm, we are experienced in a variety of title-related services, including title examinations and title insurance policies. Contact us today to learn more.

https://debruinlawfirm.com/wp-content/uploads/2017/11/insurance-agents-are-introducing-customers-to-9XUAM8P.jpg 562 1000 Bryan De Bruin https://debruinlawfirm.com/wp-content/uploads/2025/04/logo.png Bryan De Bruin2016-09-28 06:34:202020-03-04 11:20:00Why Do I Need Title Insurance?

5 Essential Tasks Of A Real Estate Closing Attorney

July 28, 2016/in Real Estate

Whether you are buying or selling real estate, it is important to have an attorney for your real estate closing.  A real estate attorney ensures that everyone understands the complex legal process that real estate closings are, and that everything is above board. In order to better protect consumers during the closing process, South Carolina requires many aspects of a real estate purchase and refinance closing to be completed under the supervision of an attorney. For a more specific picture of what exactly a real estate attorney does during real estate closings, read on below.

Title Examination

A clear property title is essential for the buyer and lender in a real estate closing. Once the purchase agreement has been received, we can begin examining the title. For the sake of the buyer, we will evaluate the restrictions, encroachments, easements, and whether the title clearly allows the seller to transfer it to the buyer. We will then identify if there are existing mortgages on the property that must be satisfied in order to transfer the title over. For the sake of the lender, we will create an overview of any judgments, mortgages, or liens in existence that must be settled before closing. Any concerns about the status of the title are addressed during this process.

Title Insurance

Title insurance is important because if there is a problem with the title in the future, it protects the buyer and the lender. After the title examination, your real estate attorney from De Bruin Law Firm writes an opinion about the title for the title company so they can issue a title binder, which is necessary for obtaining title insurance. Title insurance is absolutely essential for the lender because they must assure that it is in the first lien position of the property, but it is optional for the buyer. However, it is best to go through with title insurance, given that it is relatively inexpensive and protects the buyer’s rights to the property.

Coordination

The real estate closing attorney also coordinates all of the parties involved in the closing. This means that the attorney must communicate with the buyer, seller, and lender, and any additional players, such as brokers, surveyors, the homeowner’s insurance company, home inspectors, contractors, homeowners’ associations, and more. The closing attorney must coordinate all of these parties in order to ensure that the closing occurs in a timely manner. Throughout the entire process, the closing attorney is necessary for communication, but is especially crucial when preparing the settlement statement and when confirming the dates and amounts of money needed for closing.

Review Of Documents

The day of closing, the real estate closing attorney must be present to go over the various documents. The closing attorney can offer explanations for any confusing documents, such as the deed, settlement statement, and loan documentation.

Record And Disbursement Of Funds

Finally the closing attorney must close the transaction and distribute all the funds. After reviewing all the documents, the real estate closing attorney will make a final review of the title and deed, then issue the final opinion on the title and pay the title company. The closing attorney will then distribute all of the funds in the transaction, such as brokerage fees, county taxes, homeowner’s insurance premiums, inspection fees, seller’s proceeds, and the attorney fees.

Clearly, a real estate attorney is essential for a real estate closing. When you need a real estate attorney to help you buy or sell real estate in South Carolina, De Bruin Law Firm has the experience you need. Contact us today.

https://debruinlawfirm.com/wp-content/uploads/2016/09/real-estate-agent-giving-house-keys-to-woman-UW7TA2X.jpg 562 1000 Bryan De Bruin https://debruinlawfirm.com/wp-content/uploads/2025/04/logo.png Bryan De Bruin2016-07-28 06:32:442020-03-04 11:21:335 Essential Tasks Of A Real Estate Closing Attorney
Page 1 of 212

Our Latest Articles

  • What Happens if You Die Without a Will in Greenville County, SC?
  • Navigating Probate When the Executor Lives Outside South Carolina
  • Contesting a Will in Greenville County Probate Court: Grounds and Process
  • Beyond the Basics: Understanding South Carolina’s Residential Property Condition Disclosure Statement
  • AI Still Makes Things Up: Why Professionals Must Remain the Experts
  • Safeguarding Your Estate Plan: Why Protecting Your Will Is Just as Important as Creating It
  • Estate Planning And Victims Of Asbestos Exposure
  • 10 Common Estate Planning Mistakes and How to Avoid Them
  • 10 Benefits of Hiring a Startup Lawyer for Your New Business
  • Estate Planning 101: The Different Types of Wills

The De Bruin Law firm offers a wide range of legal services to clients in Greenville, SC and the surrounding upstate. Our experienced attorneys can help you with legal matters in the areas of business law, criminal law, estate planning, and real estate law.

Our Services

  • Business Law
  • Real Estate
  • Estate Planning

Quick Links

  • Home
  • About Us
  • Attorneys
  • Legal Services
  • Testimonials
  • Legal Articles
  • Contact Us

    Contact Us

    © 2025 De Bruin Law Firm, LLC. All Rights Reserved. This is a Too Darn Loud - Digital Marketing law firm website.
    Scroll to top