Real Estate Closing Attorneys

Residential ClosingsCommercial Closings

South Carolina Real Estate Closing Attorneys

Real Estate Closings

The De Bruin Law Firm provides real estate closing services and title insurance throughout South Carolina. Whether you’re a real estate professional, buyer, or seller, real estate matters require a large investment of both your time and money. That investment deserves a real estate law firm dedicated to serving you with efficiency and effectiveness. Contact us for  more information on our real estate attorney services.

Buying Real Estate in South Carolina

The home buying experience can often be very exciting, but can be equally stressful. At The De Bruin Law Firm, our real estate closing services are aimed at helping you understand each step of the real estate process. We understand that buying a home is often the largest investment a person will make. We would like the opportunity to help guide you through that investment. We want to make your closing experience as stress free and enjoyable as possible. 

Selling a House in South Carolina

There’s a million reasons someone decides to sell: you’ve outgrown your house, your children are grown, you’ve saved for your dream home, you’re relocating, you need something in the city, you want to live in the country; whatever the reason you want to sell, your home is one of your largest investments, so you want to be sure and plan this out to get the most out of this long-term investment. A real estate closing attorney can help. Our closing services make sure any mortgage satisfactions required to sell your home are taken care of, a deed is drafted and recorded, and you are represented at the closing of your residential property.

What is included in a contract to sell real estate?

A well-drawn contract should protect all parties. It should include: the offering price, down payment, legal description of the property, method of conveying the title, fees to be paid and who will pay them, amount of a deposit, conditions under which the seller and buyer can void the contract, the settlement date, financing arrangements, and a list of appliances, furnishings, and personal property that are being sold with the home.

Once you accept a contract, you then look at closing on the deal.

What is involved in a real estate closing?

The road to closing is short, with only a few stops. Generally, all steps are handled by the title and closing agency laid out in your contract. We at the De Bruin Law Firm hope that upon writing an offer, you let your real estate agent know you want us to be used as title and closing firm.

At closing, you will be there with (in some cases) a representative from your lender, your real estate agent, and an attorney who is acting as the closing agent.

As the closing agent, our job is to ensure all the necessary documents are signed and verified and that all funds are properly disbursed.

 

Helpful Information

 

 

Real Estate Transactions

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How Much Does A Real Estate Closing Attorney Cost?

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Frequently Asked Questions About Title Insurance

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How Do I Sell My Home If There Is A Lien On The Property?

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4 Tips For Closing On A New Home

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Real Estate Services

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Contract Drafting and Review

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Residential Closings

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Commercial Closings

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Land Development

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Quitclaim Deeds

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Commercial Lease Agreements

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Refinance and Second Mortgage Closings

Recent Reviews

Leslie

"Mr. DeBruin did my will for a very reasonable price. He was thorough and made sure that everything that I wanted and needed was included. He was in constant contact with me to make sure that I fully understood everything."

Aiden L.

"5 stars"

Len H.

"Helped me tremendously with a horrid legal issue. Worked across state lines, and did everything possible to correct an egregious government error."

Sarah L.

"Arron was very professional in handling our legal needs. Great experience. We will certainly recommend this firm to our family and friends."

John O.

"Bryan and the De Bruin Law Firm were welcoming and very helpful in my needs and available as my schedule allowed me to contact them, even if late at night. The reason I contacted them was resolved in a timely and professional manner. They have a passion for making the helping their clients and I could see that each time I visited and talked to them on the phone. I definitely will recommend them to friends and family. Thank you."

Johan H.

"They are the Best in the business! I would not go to anyone else!"

Susan Y.

"I would recommend this firm to anyone. Very quick, very good. Bryan was my lawyer, never a problem. Excellent firm. Wish I could bring all problems (medical) to them."

Gail Hagerty Hediger

"Best lawyers in Greenville, dedicated, hardworking and caring."

Karla L.

"Aaron and the DeBruin Law Firm literally saved my son's life. This young man is a teen I've been mentoring for almost four years. He is a great kid who's never had guidance or boundaries and got mixed up with the wrong people doing many wrong things. If not for Aaron, he would have gone to prison for a very long time. As it stands, he is on house arrest, probation, going to rehab when he turns 18 and taking his SAT next month! There are not enough positive words in the English language to express our appreciation for finding the DeBruin Law Firm. Thanks to Aaron, this young man has a chance at a real future!"

Zach S.

"I chose the De Bruin Law Firm to represent me after I was arrested for DUI. Aaron, my attorney, worked hard on my case and I was pleased with the outcome. His professionalism and punctuality in response to my questions and concerns was a true testament that he was dedicated to representing me and my case. These stressful times were definitely a relief with Aaron on my side. I would recommend these guys to anyone needing legal advice and professional representation."

Peter P.

"Bryan is excellent. Not only is he very polite, he is knowledgeable and always there when I need him. The whole firm, which is family, are great to work with."

Scott M.

"I highly recommend the De Bruin Law Firm. My experience with them was very professional."

Iain H.

"I would say that this law firm sets the precedent for what it means to be hospitable and professional. Everyone I interacted with at the DeBruin Law Firm treated me with respect, politely and thoroughly answered any questions I had, and kept me up to date with everything. It was an excellent decision to hire this law firm."

Amy C.

"Great Experience! Friendly Staff would highly recommend."

Jymel J.

"I had Mr. Aaron De Bruin to represent me on a family case and i thought he did an outstanding job. He made himself easily accessible. He gave me his personal cell phone number so I could call him and reach him at any time. Any questions I had he would answer them in a swift manner. Also before he made any decision he would ruin them by me first. I would recommend The De Bruin Law Firm to anyone i know that needs a lawyer. Thank you Mr. De Bruin."

Kyle S.

"I would recommend that if a friend or family member found themself in a difficult legal situation that teaming up with De Bruin Law Firm will be the best choice they can make moving forward. Their attorneys are attentive, professional, and most importantly effective. My attorney handled my defense like a professional, giving me practical advice and kept me up to date on the situation at all times. It was a great experience to have De Bruin Law Firm on my side during my defense."

Thomas N.

"Bryan was our attorney for our real estate closing and he was excellent. Bryan was very prompt to respond to any of our concerns and questions and very helpful with the whole process. Bryan also followed up with us after closing to ensure we our move went well and address any concerns we had once in our home. I would definitely use this firm again for our legal needs and recommend to anyone."
Closing Checklist

Closing Organizer

Stay up to date throughout the closing process with our Closing Organizer

Types of Mortgages: Home Equity Loan

Home Equity Line Of Credit (HELOC) Closing Services

Home equity loans are an increasingly popular way of using your home’s equity to increase your finances. Typically, a home equity loan is where the borrower uses their home’s equity as collateral when withdrawing funds from the bank. By using the borrower’s home as security for the line of credit, a mortgage lien will be placed against the home. Prior to closing on a home equity line of credit, a title search and certification will typically be required by the lender. In some circumstances, the lender will require title insurance to be issued in order to close on the HELOC.

A HELOC is not the same as a Home Equity Loan. A HELOC acts as a line of credit similar to a credit card where there is an adjustable interest rate. On the other hand, a home equity loan is a one time loan with a fixed interest rate. With a HELOC, the borrower has the ability to choose when and how much to withdraw from their line of credit account.

South Carolina law requires the title certification, closing, and recording of documents to be supervised by a licensed attorney. If you are considering a HELOC from a lender, you should ask if they will cover the closing costs fees. Some lenders will offer to pay the closing fees associated with the title certification, closings, and recording of documents charged by the real estate closing attorney handling your HELOC closing.

As part of the De Bruin Law Firm’s commitment to our clients, we offer remote closings for HELOCs, home equity loans, and refinance closings. We will coordinate your closing date and time with you and your bank, and will either handle the closing at our downtown Greenville office, or will meet you at your lender’s local branch. We leave the choice to you based on your convenience.

Types of Mortgages: Fixed Rate Mortgages

Fixed Rate Mortgage – This is the standard mortgage model. It is the oldest and most easily understood type of mortgage. It offers for the interest rate and the amount of payment to remain fixed for the life of the loan, typically either 15 or 30 years. However, if rates fall, the holder cannot benefit from the new lower rate unless refinancing.

Types of Mortgages: Adjustable Rate Mortgage

Adjustable Rate Mortgage (ARM) – This mortgage has your rate rise and fall along with rates/changes throughout the economy. Therefore, you assume the risk of rising rates and you stand to benefit from falling rates.

Types of Mortgages: Convertible Option

Convertible Option – FRM and ARM represent the primary options available to homebuyers today. The convertible mortgage represents something of a compromise between the two. It is designed for those who want the advantages of the ARM, but also want to limit the risk of rising rates. Under this arrangement, the buyer starts out with an ARM, but has the option of converting to an FRM at specified points during the loan term.

Types of Mortgages: FHA Loan

Federal Housing Administration Insured Loans (FHA) – FHA, also known as the Federal Housing Administration, operates under the control of the Department of Housing and Urban Development (HUD) and has the primary responsibility for administering the government home loan insurance program. This program allows buyers who might otherwise not qualify for a home loan to obtain one because the risk is removed from the lender by FHA.

Types of Mortgages: VA Loans

VA Loans – Veterans Affairs Loans fall in the FHA category and have the most advantages of FHA loans. They are only available to veterans of the armed services, those currently in the service and their spouses. VA loans are typically half a percent or more below the market rates and they can be obtained with no money down.

Get In Touch

(864) 982-5930

De Bruin Law Firm